What do we cover?
Accidental Damage / Malicious Damage
We will pay the cost of repairs if your gadget is damaged as the result of an accident or malicious damage. If your gadget is not repairable then we will provide you with a replacement gadget.
Liquid Damage
We will pay the cost of repairs if your gadget is damaged by liquid as the result of an accident. If your gadget is not repairable then we will provide you with a replacement gadget.
Breakdown
We will pay repair costs if your gadget suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your gadget is not repairable then we will provide you with a replacement gadget.
Theft
If you have chosen cover for theft and your gadget is stolen we will provide you with a replacement gadget. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.
Loss
If you have chosen loss cover and you accidentally lose your gadget we will replace it. Please note that Loss Cover does not apply to laptops.
Unauthorised Calls
If your gadget is lost or stolen, we will refund the cost of unauthorised calls made from it after the time it was lost or stolen up to a maximum of £10,000.
Cracked Screens
We will pay the cost of repairs if the screen of your gadget is damaged as the result of an accident. If your gadget is not repairable then we will provide you with a replacement gadget.
Worldwide Cover
Our gadget insurance policy includes year-round overseas cover as standard.
Please refer to the policy wording for full details of benefits, limitations and excesses.